Cavalier Financial Protection
For insurance business, we offer products from a choice of insurers.
Our Protection Products & Services
Life Assurance 1
Life Assurance is an important additional feature that should be taken out to assure that your mortgage is fully repaid in the event of death. Life assurance can also be taken out to cover your family and the lifestyle that they are accustomed to.
There are a range of options when it comes to life assurance and our job is to find the best one to suit your needs. So, whether you are a first-time buyer or have been a homeowner for some time and want to look into the protection that we can find you, get in touch and let us make the process of protecting your property as stress free as possible.
Critical Illness Cover 1
Critical illness cover is often added on to a life assurance policy however it can also be used as a standalone policy. This type of cover will pay out a lump sum on diagnosis of a serious illness which may be used to repay loans, help with mortgage payments, or pay for any home alterations required as a result of your diagnosis.
The quality of cover and the illnesses covered can vary significantly between different providers, our job is to find the cover that best suits your needs. If you are interested in taking out a critical illness policy contact us to talk about your options and see what we can do for you.
Income Protection 1
Income protection is designed to pay out an income in the event of you being unable to work due to accident or illness. This will usually be paid until you are able to return to work or the end date of your policy which would usually be in line with your retirement age. It can also be used to supplement your income if you can only return to work in a reduced capacity.
Income protection insurance is very subjective and as such can be easily tailored to suit you and your needs, if an income protection policy is something that you would be interesting in discussing further get in touch for a discussion on how best this product can suit you and your needs.
Private Medical Insurance
Private Medical Insurance (often referred to as PMI) is a policy paid monthly or annually which provides you (or your family) with access to private treatment.
Private Health Cover has always been popular among businesses who want to take care of their staff, but in recent months we have seen a huge increase in demand for Private Health Cover, following the effect of COVID-19 and budget cuts on the NHS and the resultant increase in waiting times and treatment delays.
Like all protection, there are a number of different options available when building your Private Health Cover Package.
We recommend speaking to a specialist to understand exactly which options would benefit you, and which may just cost you money.
Cavalier Financial Solutions Ltd works with major UK insurer Vitality to offer this service.